Invoice Financing

Invoice financing (also called invoice factoring or receivables financing) lets you get immediate cash for invoices your customers owe you. Instead of waiting 30-90 days for payment, you get up to 95% of the invoice value within 24 hours.

You can finance individual invoices or multiple invoices. Funding amounts depend on your invoice values and customer creditworthiness. There's no fixed cap—finance as many invoices as you need.

Very fast. Submit your invoices, and we typically approve and fund within 24 hours. Some applications can be approved and funded the same day.

We typically advance up to 95% of the invoice face value. The remaining 5% is held until your customer pays and we receive their payment.

When your customer pays the invoice, the payment goes to us. We then send you the remaining balance (minus our fee). Your customer never knows about the financing arrangement.

We charge a small fee based on the invoice amount and how long it takes your customer to pay. The fee is transparent and quoted upfront—no hidden charges.

We primarily evaluate the creditworthiness of your customers, not just your personal credit. As long as your customers are creditworthy, you can get approved.

We can finance invoices from creditworthy B2B customers. This works great for contractors, service providers, and wholesale businesses with established clients.

Provide your invoices, business documents, and basic business information. We keep the process simple and paperwork-light.

Yes. Invoice financing is ongoing. Whenever you need cash, submit invoices and get funded. Use it as often as you need.

Apply online at our website. The application takes about 15 minutes. You'll hear back within 24 hours with a decision.